Business – Checking | Savings | Money Market | CD’s
Business Checking
A checking account designed for our customers that sustain a significant volume of check writing and deposits each month.
- $100 minimum to open
- First 75 checks are free; thereafter $0.15 per debit after 75.*
- First 75 items deposited are free; thereafter $0.15 per item deposited.*
- Activity service charge is waived with minimum balance or $2500 or average collected balance of $5000.
- Activity service charge $10*
- Itemized monthly statement with images.
*The activity service charge and check/item deposited charge may be offset by the earnings credit based the average collected balance you keep in your checking account. The earnings credit is the product of the monthly earnings credit rate (a variable rate subject to change monthly at the bank’s discretion) and the average collected balance (ledger balance less float). The Earning Credit Rate is determined by current market rates. The earning credit is allowed only to offset fees, not income to you.
Business Interest checking
(non profit or sole proprietors only)
A checking account designed primarily for businesses that sustain a significant volume of check writing and deposits each month and earns interest.
- Interest paid on collected balances
- $100 Minimum to open
- First 75 items deposited are fee; thereafter $0.15 per item deposited.*
- $10 monthly Activity Service charge.*
- Free monthly maintenance fee with minimum balance or $2500 or average collected balance of $5000.
*The activity service charge and check/item deposited charge may be offset by the earnings credit based the average collected balance you keep in your checking account. The earnings credit is the product of the monthly earnings credit rate (a variable rate subject to change monthly at the bank’s discretion) and the average collected balance (ledger balance less float). The Earning Credit Rate is determines by current market rates. The earning credit is allowed only to offset fees, not income to you.
Money Market Account
An account that offers our customers money market interest rates with convenient access.
- Interest Paid monthly on collected balances.
- Two tiers of interest rates:
Tier 1 Tier 2>/=$25000 - $100 minimum to open
- Up to 6 free withdrawals per statement cycle, 3 of which may be by 3rd party check.
- Monthly maintenance fee of $10. Monthly maintenance fee waived with a minimum balance of $2500 or average collected balance of $5000.
- 6 free withdrawals per statement cycle, thereafter $10 per withdrawal.
- Monthly statement with images.
Savings
- $100 minimum to open
- Three free withdrawals per month
- Interest paid quarterly on collected balances
- Unlimited deposits
- ATM & Debit Card Services available
- Online Banking Services Available
- Activity service charge waived ($4) with minimum daily balance of $2500 or average collected balance of $5000
- Three free withdrawals per month, after 3, $4 per debit.